Summary
Overview
Work History
Skills
Additional Information
Career Experience
Competenciesattributes
Educationcertification
Coursework
Software
Timeline
Generic

KAREN CHARLTON

Benoni

Summary

Results-driven professional with a proven track record in directing operations, managing finances, and overseeing human resources. Adept at implementing strategic initiatives to optimize organizational performance and drive business growth. Skilled in leading cross-functional teams, fostering collaboration, and cultivating strong relationships with stakeholders. Demonstrated expertise in streamlining processes, reducing costs, and improving operational efficiency. Committed to delivering exceptional results and exceeding expectations in fast-paced, dynamic environments.

Overview

34
34
years of professional experience

Work History

Director

Apextech Group
11.2014 - 8 2024
  • As one of the founding shareholders and director of a dynamic group of companies, we launched our first ISP in 2014
  • Over the past decade, I played a key role in its growth into a wholly owned subsidiary of four companies
  • My contributions have been pivotal in implementing comprehensive policies and procedures that have streamlined operations across all entities, driving sustained growth and operational excellence.

Debtor and Policy Loading Manager

Liquid Capital
02.2012 - 11.2014
  • Liquid Capital was owned by AMH Holdings
  • They offered Maintenance and Service plans and Warranty policies for vehicles to dealerships who in turn sold these VAP's to customers purchasing new or used vehicles.

Debtors Manager / Restructuring

Bidvest Bank
09.2009 - 02.2012
  • Bidvest Bank acquired McCarthy Fleet Solutions in 2011
  • Initially my role as Debtor's Manager did not change, but due to internal inefficiencies customer restructures were not being done
  • I requested to be moved to this area of the business.

Debtors Manager

McCarthy Fleet Solutions
09.2009 - 02.2012
  • McCarthy is a Fleet Management Company, specialising in the administration and oversight of a company's vehicle fleet
  • This includes vehicle acquisition, maintenance, fuel management, compliance with regulations therefore optimising the overall efficiency and cost effectiveness of a fleet.

Finance and HR Manager

Paul McKenna Training
12.2004 - 06.2009
  • Paul McKenna is a world-renowned Hypnotist, behavioural scientist, television and radio broadcaster and author.

Finance and HR Manager

Cartesis UK Ltd
01.2002 - 12.2004
  • Cartesis was a start-up UK subsidiary of a French owned company that developed financial analytical software
  • 'Magnitude' was the only fully integrated web-based solution for Enterprise Performance Management.

Accounts Administrator

Delphis Consulting UK Ltd
01.2000 - 12.2001
  • Delphis Consulting UK Ltd was a temporary contract in London that turned into a full-time position.

Partner

FS Consumables
01.1995 - 12.1999
  • FS Consumables was an entrepreneurial venture founding my own business with a partner, importing CV Boots for vehicles from Italy.

Sales Consultant

First National Bank
01.1981 - 01.1995
  • My career journey began with Barclays Bank which later became First National Bank
  • My dedication and commitment to delivering exceptional results and service resulted me climbing the ranks within the organisation.

Skills

Business/Market Analysis - Identify opportunities for expansion and growth through market analysis

Additional Information

  • Additional information available upon request.

Career Experience

  • Director, Apextech Group, South Africa, 2014-11-01, 2024-08-31, Operational Oversight: Offering input and assistance around the development, maintenance and upgrading of Network infrastructure to ensure reliable and high quality service delivery in a highly competitive business., Service Quality: Assist with the implementation and monitoring of performance metrics to ensure customer satisfaction and service reliability., Financial: Oversee financial position ensuring profitability and sustainable growth. Optimising operational costs through efficiencies., Risk Management: Identifying and mitigating potential risks where possible against cybersecurity threats, legal liabilities and market challenges., Human Resources: Lead efforts to attract, retain and develop top talent, fostering a culture of innovation, collaboration and continuous improvement. Promote a positive workplace environment that encourages employee engagement, motivation and productivity., Customer Relations: Champion initiatives to enhance the customer experience, including support, service delivery and communication. Develop and implement strategies to increase customer retention in a highly competitive market., Was instrumental in growing one business with a handful of customers to a group of companies with thousands of happy customers.
  • Debtor and Policy Loading Manager, Liquid Capital, South Africa, 2012-02-01, 2014-11-30, Managed a team of 8 debtor's clerks., Managed a team of 18 policy loading administrators, Reduced an aged receivables book of a 100 million plus from 90 days down to 97.9% of the book being settled within 30 day terms. The policy loading department backlog of thousands of policies not loaded onto company systems took 3 months to rectify and the department maintained 100% loading monthly thereafter.
  • Debtors Manager / Restructuring, Bidvest Bank, South Africa, 2009-09-01, 2012-02-29, Successfully embraced the new role, catching up on the backlog of work and was nominated as Employee of the year.
  • Debtors Manager, McCarthy Fleet Solutions, South Africa, 2009-09-01, 2012-02-29, Managed a large corporate debtor's book for the Kwa Zulu Natal and Cape Town regions., Built strong relationships with the customers, ensured all queries were resolved very promptly and this in turn resulted in reducing most debtors from 60 day plus payment terms to payments being received within 30 day terms.
  • Finance and HR Manager, Paul McKenna Training, London, 2004-12-01, 2009-06-30, Financial Reporting, Cash Flow Optimisation, Risk Mitigation, Talent acquisition, HR Policy development, Employee Retention and Relations, Successfully updated a multi-year backlog of uncaptured sales invoices into the financial system, restoring financial accuracy and integrity. Introduced and implemented new processes for month end closing and reporting significantly enhancing efficiencies.
  • Finance and HR Manager, Cartesis UK Ltd, London, 2002-01-01, 2004-12-31, Financial Reporting, Cash Flow Optimisation, Risk Mitigation, Talent acquisition, HR Policy development, Employee Retention and Relations, Played a pivotal role in the development and successful rollout of comprehensive policies and procedures in a start up environment, establishing a robust operational framework from the ground up.
  • Accounts Administrator, Delphis Consulting UK Ltd, London, 2000-01-01, 2001-12-31, First temporary contract in London that turned into a full time position.
  • Partner, FS Consumables, South Africa, 1995-01-01, 1999-12-31, This was an entrepreneurial venture founding my own business with a partner, importing CV Boots for vehicles from Italy. Great results were achieved and in December 1999 I sold my shares and prepared for my relocation to the United Kingdom.
  • Sales Consultant, First National Bank of SA, South Africa, 1981-01-01, 1995-12-31, Top sales consultant increasing the bank's market share from 5% to 75% for the North Coast Region in KZN.

Competenciesattributes

  • Leadership
  • Business Development
  • Sales Management
  • Commercial Acumen
  • Operations Management
  • Stakeholder Management
  • Self Motivated
  • Analytical Skills
  • Organisational Skills
  • Problem-solving
  • Communication
  • Attention to detail
  • Thrives under pressure
  • Multi Tasking
  • Teamwork
  • Computer Proficient
  • Time Management
  • Interpersonal Relations

Educationcertification

Senior Certificate, Our Lady of Fatima Convent, 1980

Coursework

  • Various in house training courses over the years.
  • Advanced Excel

Software

Xero Accounting

Quickbooks

Splynx

Zoho

Timeline

Director

Apextech Group
11.2014 - 8 2024

Debtor and Policy Loading Manager

Liquid Capital
02.2012 - 11.2014

Debtors Manager / Restructuring

Bidvest Bank
09.2009 - 02.2012

Debtors Manager

McCarthy Fleet Solutions
09.2009 - 02.2012

Finance and HR Manager

Paul McKenna Training
12.2004 - 06.2009

Finance and HR Manager

Cartesis UK Ltd
01.2002 - 12.2004

Accounts Administrator

Delphis Consulting UK Ltd
01.2000 - 12.2001

Partner

FS Consumables
01.1995 - 12.1999

Sales Consultant

First National Bank
01.1981 - 01.1995
KAREN CHARLTON