Kajal Ramlutchman

▪ Review and oversight of all reporting, including, but not limited to, monthly management packs, budgets, forecasts, tax packs, audit packs and profit estimates

▪ Motivate, monitor and train staff to render services according to requirements and inspire a vision that underpins the strategy of the Bakery business.

▪ Manage the year end processfor the Bakeries including the review and submission of the year-end financial pack and tax pack.

▪ Manage the month-end close process for the Bakeries.

▪ Review and approve the journals and reconciliations prepared by the financial accountants.

▪ Develop, implement and maintain internal controls by identifying and assessing risks in

conjunction with the internal- and external auditors.

▪ Manage cash flow at a Bakery Group level by ensuring timely submission of accurate and complete weekly, quarterly and annual cash flow forecasts used to identifying any potential problems areas that needs to be addressed.

▪ Drive the annual budget, quarterly forecast process at the Tiger group submission level.

▪ Manage foreign exchange transactions and ensure adherence to IFRS and Group policies.

▪ Provide annual declaration of assets and business risks to be insured with adequate consideration given to replacement values and risk management issues.

▪ Completion of all regulatory reporting.

▪ Establish and lead the annual budget and quarterly forecast process of the individual Bakeries including all manufacturing sites and stock locations associated with the business unit.

▪ Consolidate and review the weekly Bakeries results. Gain insights from the weekly results and use these insights to assist the FD to drive Bakery performance

▪ Monthly/ weekly reporting of the Bakery Sales and Distribution KPI’s.

▪ Provide financial inputs and ad-hoc reports on all business-related activities

▪ Implement and maintain proper financial systems and controls in conjunction with the Risk and Control Manager and the Bakery Accountants.

▪ Drive standardization and training on key control and systems through regular interaction with the Bakery Accounting team.

▪ SKU COS Cents per loaf analysis and review

▪ Driver balance review and engagement with relevant bakeries

▪ Continuous Improvement (CI) savings assess, review and reporting

▪ Review route profitability,

▪ Naked Margin performance analysis for Marketing

▪ Prepare and review conversion cost performance to Supply Chain

· Review and analysis of weekly management packs

· Preparation of monthly management pack and supporting schedules

· Preparation of monthly forecast

· Preparation of monthly management book

· Assisting with the preparation of the annual strategy plan

· Review and consolidation of Alexander Forbes Insurance

· Updating of monthly rebate matrix

· Preparation of year end packs and supporting schedules

· Preparation of group packs and supporting schedules

· Preparation of head office budget

· Assistance with annual budget presentation

· Consolidation of group budget

· Approval of invoices and orders

· Cash management

· Group bank administration

· Consolidation of fixed assets

· Review of bank reconciliation

· Vendor master-file review

· Preparation of information for stats SA

· Assisting auditors at interim and year-end audit

· Preparation of group resolutions

· Preparation of CAPEX for head office

· System migration from Smart stream to Oracle

- Oversight and management of the migration process for 10 bakeries

- Responsible for the mapping process

- Capturing and maintenance of the fixed asset register on Oracle

· Responsible for management of the bakery administration function

· Preparation weekly, monthly accounts and reporting on variance

· Preparation of monthly and full year forecasts

· Preparation of monthly general ledger reconciliations

· Maintenance of an accurate fixed asset register

· Compilation of annual budgets

· Review and authorization of payments

· Cash management and bank reconciliation

· Management of audit policies and procedures

· Compilation of annual insurance declaration

· Weekly cost investigation

· Capital expenditure motivations (when necessary)

· Cost control

· Implementation and maintenance of 20 Keys and Invocoms

· Management and implementation of internal controls

· Assisting in overall bakery problem solving

· Review of the book-keeping, debtors, creditors settlements and cash office functions

• Delivered high-quality audit reports on time, enabling stakeholders to make informed decisions.
• Reduced audit timeframes with efficient planning and execution of audit procedures.
• Collaborated with cross-functional teams to identify potential risks and develop effective mitigation strategies.
• Assisted in creating annual audit plans based on risk assessments to address key business objectives.
• Reviewed workpapers prepared by junior auditors for accuracy and completeness before incorporating them into the final audit report.
• Mentored junior auditors, providing guidance and feedback for professional growth and development.
• Coordinated resources effectively to ensure smooth execution of the audit plan while minimizing disruption to client operations.
• Managed multiple concurrent audits, ensuring timely completion within budget constraints.
• Developed strong relationships with clients to facilitate open communication during audits.
• Participated in special projects as needed, contributing valuable insights based on extensive auditing experience.
• Ensured compliance with regulations, identifying discrepancies and providing corrective action plans.
• Evaluated fraud risks during audits, recommending preventive measures to mitigate potential financial losses.
• Enhanced internal controls through thorough risk assessments and recommendations for improvements.
• Performed detailed analytics on financial data to detect anomalies indicative of potential issues or control weaknesses.
• Conducted comprehensive financial statement reviews, identifying inaccuracies and areas for improvement.
• Strengthened client satisfaction by addressing concerns promptly and professionally throughout the auditing process.
• Reviewed audited financial, operational and regulatory compliance deficiencies and conducted follow-ups.
• Maintained communication clients throughout auditing process to deliver status updates.
• Coordinated with auditors for preliminary and year-end auditing activities.
• Trained new audit personnel to perform duties according to regulations and established procedures.
• Trained and mentored department staff on policies and procedures to establish strong foundation for client development and service activities.
• Identified control gaps in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement.
• Planned audits and audit activities to allocate necessary resources and determine consistency of plans with audit objectives.
• Communicated with auditee staff to obtain necessary information for audits.
• Adapted plans and schedules to meet changing priorities of work objectives, resources and workload demands.
• Analyzed data and findings to prepare reports detailing financial information.
• Followed established auditing processes to meet internal and regulatory requirements.
• Kept up-to-date with tax changes and industry trends by participating in professional organizations, opportunities, and networks.
• Researched technical tax issues to define tax effect or impact of certain tax positions.
• Prepared working papers, reports and supporting documentation for audit findings.

• Assisted in preparing comprehensive reports outlining audit procedures performed, findings identified, and recommended corrective actions for clients to implement.
• Evaluated the effectiveness of clients'' internal control systems in preventing, detecting, and correcting financial misstatements.
• Supported senior auditors in planning engagement strategies based on clients'' risk profiles and business objectives.
• Assisted in identifying potential risks and provided recommendations for improvements in internal controls.
• Collaborated with audit team members to complete assignments on time and within budget constraints.
• Maintained up-to-date knowledge of accounting standards and regulations through continuous professional development activities.
• Gained valuable experience in various industries by working on diverse client engagements.
• Performed detailed testing of account balances, transactions, and disclosures to ensure accuracy and completeness of financial records.
• Reviewed client documentation, including invoices, bank statements, and contracts, to verify accuracy and identify discrepancies.
• Contributed to a positive work environment by fostering teamwork among colleagues while diligently completing individual tasks assigned by supervisors.
• Demonstrated adaptability by quickly learning new industries'' specific requirements during diverse client engagements across various sectors.
• Developed strong analytical skills through the examination of complex financial data and identification of key issues affecting clients'' businesses.
• Conducted thorough financial statement audits, ensuring compliance with IFRS and applicable regulations.
• Proofread audit and tax reports and year-end financial statements to verify accuracy.
• Prepared working papers, reports and supporting documentation for audit findings.
• Reviewed workpapers prepared by junior auditors for accuracy and completeness before incorporating them into the final audit report.
• Assisted in creating annual audit plans based on risk assessments to address key business objectives.