Summary
Overview
Work History
Education
Skills
Accomplishments
Community Work
Timeline
Generic

HUMPHREY SAKHE MAKALUZA

Credit Analyst
Cape Town

Summary

Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.

Overview

6
6
years of professional experience
8
8
years of post-secondary education
3
3
Languages

Work History

Brand & Marketing Analyst and Tutor - Part Time

Dub’s Mathematics Programme
Cape Town
10.2019 - Current
  • Company Overview: EdTech-NPO
  • In my dual role at Dub’s Mathematics Programme, my responsibilities include overseeing a free tutoring service for Grade 11 & 12 learners, providing career guidance and support, facilitating tutoring sessions for over 400 underprivileged learners across South Africa, and developing marketing strategies to attract target audiences for the NPO's services.
  • EdTech-NPO

Credit Analyst

LULA
09.2024 - Current
  • As a Credit Analyst, I am responsible for managing financial risk of businesses applying for financial products.
  • This involves in-depth analysis of financial statements, industry conditions, and other risk indicators to determine the level of exposure the business can reasonably accept.
  • Internal risk models and my experience are then used to quantify and support lending decisions in line with the business’s risk appetite.

Credit Underwriter

TymeBank
12.2022 - 08.2024
  • Analysing the Financial risk of businesses that apply for various financial products by looking at their creditworthiness.
  • Then use internal models to see the degree of risk the bank can take with those businesses.

Tutor

SHAWCO Education
01.2019 - 12.2019
  • Provided after school tutoring to students in Khayelitsha as part of SHAWCO Education department.
  • Taught basic computer and coding skills to school children.

Education

BCom - Economics & Finance, Economics, Applied Statistics, Finance

University of Cape Town
Cape Town
01.2018 - 01.2022

National Senior Certificate - Mathematics, Physical Sciences, Life Sciences, English Home Language, IsiXhosa Home Language, Business studies, Life Orientation, Tourism

East London Science College
East London
01.2013 - 01.2017

Skills

Accomplishments

  • 2022, A first in Quantitative Methods in Economics
  • 2017, East London Science College Head-Prefect
  • 2016, East London Science College Cultural and Entertainment Committee President

Community Work

  • Brand & Marketing analyst and Tutor for Dub’s Mathematics Programme (EdTech-NPO), In my dual role at Dub’s Mathematics Programme, my responsibilities include overseeing a free tutoring service for Grade 11 & 12 learners, providing career guidance and support, facilitating tutoring sessions for over 400 underprivileged learners across South Africa, and developing marketing strategies to attract target audiences for the NPO's services.
  • SHAWCO Education Tutor, 01/01/19, Provided after school tutoring to students in Khayelitsha as part of SHAWCO Education department. Taught basic computer and coding skills to school children.

Timeline

Credit Analyst

LULA
09.2024 - Current

Credit Underwriter

TymeBank
12.2022 - 08.2024

Brand & Marketing Analyst and Tutor - Part Time

Dub’s Mathematics Programme
10.2019 - Current

Tutor

SHAWCO Education
01.2019 - 12.2019

BCom - Economics & Finance, Economics, Applied Statistics, Finance

University of Cape Town
01.2018 - 01.2022

National Senior Certificate - Mathematics, Physical Sciences, Life Sciences, English Home Language, IsiXhosa Home Language, Business studies, Life Orientation, Tourism

East London Science College
01.2013 - 01.2017
HUMPHREY SAKHE MAKALUZACredit Analyst