Fortunate Moyo
CIMA Affiliate
Summary
Ambitious finance trainee with experience in credit risk assessment, financial analysis, and trade finance. Skilled in evaluating credit exposures and supporting risk distribution strategies. Eager to apply strong analytical and risk management skills to drive high-quality credit decisions at Munich Re.
Overview
2
2
years of professional experience
3
3
Certifications
Work History
FI Trade Sales Analyst Risk Distribution
ABSA Group
02.2024 - Current
- Support deal teams in distributing trade finance risk through syndications, insurance, and participations.
- Assist with analysis of corporate obligors and structuring support for risk-sharing transactions.
- Coordinate with internal stakeholders to track portfolio limits, exposures, and documentation.
- Collaborate with relationship managers and risk teams to support due diligence preparations and contribute to client discussions on trade finance deals.
Financial Accountant
ABSA Group
08.2024 - 02.2025
- Worked in a finance technology team focused on process automation for financial reporting.
- Supported development of tools to streamline credit risk and financial data across business units.
CIB Credit Risk Analyst: Financial Institutions
ABSA Group
02.2024 - 08.2024
- Conducted financial analysis and credit reviews of banks and non-bank financial institutions.
- Drafted internal credit memoranda and supported rating assessments and counterparty risk proposals.
- Gained experience evaluating risk-adjusted return, collateral structures, and early warning indicators.
Financial Accountant
ABSA Group
01.2023 - 01.2024
- Completed a rotation in Financial Control and Everyday Banking (Transactional Banking), with a strong focus on financial accuracy and cost management.
- Assisted the Accounting Control - Tax team with reconciliations, tax reporting, and ensuring compliance with regulatory requirements.
- Enhanced analytical, reporting, and problem-solving skills through practical exposure across finance and banking operations.
Education
Post Graduate Diploma - Accounting
Nelson Mandela University
Bachelor of Commerce - Accounting
Nelson Mandela University
Skills
- Excel
- Power BI
- SAP
- Credit Risk Systems
- Financial Reporting Tools
Core Competencies
- Credit Risk Analysis
- Trade Finance Products (eg Letter of Credit, Guarantees)
- Internal Credit Applications & Ratings Support
- Financial Statement & Ratio Analysis
- Risk Distribution & Portfolio Monitoring
- Financial Controls (Tax Compliance & IFRS Reporting)
- Collaboration with Relationship and Risk Managers
- Analytical Writing & Decision Support
- Leadership & Communication (Toastmasters)
Certification
CIMA Affiliate
Affiliations
- Chartered Institute Of Management Accountants - Affiliate
- Toastmasters - Club Treasury
Timeline
CIMA Affiliate
02-2025
Financial Accountant
ABSA Group
08.2024 - 02.2025
CIB Credit Risk Analyst: Financial Institutions
ABSA Group
02.2024 - 08.2024
FI Trade Sales Analyst Risk Distribution
ABSA Group
02.2024 - Current
Duke Corporate Education - ABSA GenA Programme
12-2023
CIMA Advanced Diploma in Management Accounting
08-2023
Financial Accountant
ABSA Group
01.2023 - 01.2024
Bachelor of Commerce - Accounting
Nelson Mandela University
Post Graduate Diploma - Accounting
Nelson Mandela University
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