Summary
Overview
Work History
Education
Skills
Timeline
Generic
Farouk Harmen

Farouk Harmen

Johannesburg

Summary

History of executing successful sales and service strategies. History of exceeding quality assurance and sales and service targets. Refined relationship-building skills and experience. Effectively identifies & resolves financial issues. A individual who thrives in environments which are dynamic and fast-paced. Innovative and knowledgeable banking professional with extensive experience in all banking services, investment sales and servicing, retentions, credit card, short- and long-term loans and policies. Efficient with extensive customer service and building rapport.

Overview

11
11
years of professional experience

Work History

Transactional Banking Service Specialist

Momentum
09.2023 - Current

Role Purpose

To support clients with queries relating to the Multiply Money Product. Deliver positive and seamless customer service during every interaction with the client in a considerate and timely manner. Research, follow-up and resolve client enquiries and problems through effective engagement with clients, intermediaries, product specialists, operations areas, and other internal or external staff in a timely and professional manner. Adhere to regulatory requirements as may be required from time to time.

Responsibilities and work outputs

  • Attend to calls and email queries from clients within the required SLA’s
  • Provide 1st level support to clients on their Multiply Money products and ensure that all escalated queries are followed up and responded to within the required SLA.
  • Take ownership of queries received and ensure resolution.
  • Attend all training as will be required to from time to time and take ownership of self-development.
  • Be a team player and assist members of team as and when they require.
  • Percy - 0844748699

Junior specialist customer service, Individual Banking. Premium Banking

Virtual Branch ABSA
06.2017 - 09.2022
  • Deliver prompt and efficient customer service in an agile methodology to enable segment tribe performance
  • Drive sales and product knowledge with customers and within segment tribe and share customer insights with product development and provision
  • Plan, organize and complete tasks and activities in alignment with performance objectives
  • Provide in an agile way an END-TO-END banking experience
  • Contribute input towards management information and communicate product development needs to product specialist in the virtual branch tribe ecosystem
  • Manage money and oversee the financial activities of high net-worth clients and develop relationships with the clients
  • Provide banking services such as -Personal cash management
  • Secured and unsecured credit
  • Investment management & Interest services
  • Advise and consult with clients
  • Monitor clients' accounts
  • Research investment options for clients
  • Place customer experience and satisfaction at the centre of products, services and solutions.
  • Mahlatse - 0713527420

Investment Sales Consultant

ABSA
03.2013 - 01.2017
  • Outbound sales
  • Selling long and Short term investments
  • Describe merchandise and explain use, operation, and care of merchandise to customers
  • Recommend, select, and locate or obtain merchandise based on customer needs and desire
  • Provide information to assist client in decision making around their investments
  • Offer different investment solutions
  • Sell all products and services offered by the store.
  • Jermain - 0810706175

Sales Consultant

Reebok
01.2013 - 03.2013
  • Develop and attain customer experience
  • Provide efficient, courteous customer service
  • Assist in all aspects of product offerings and services
  • Sell all products and services offered by the store.
  • Maintained a clean and organized store environment, enhancing the overall shopping experience for customers.
  • Stayed up-to-date on industry trends to better educate customers on new products and offerings.
  • Used consultative sales techniques to understand customer needs and recommend relevant products and services.
  • Head office - 0861105731

Sales Consultant

Foschini
12.2012 - 01.2013
  • Develop and attain customer experience
  • Handling sales objectives for store
  • Sell all products and services offered by the store
  • Following up on customer queries
  • Maintaining a quality assurance standard of 100%.
  • Boosted customer satisfaction by providing personalized consultations and tailored product recommendations.
  • Provided sales and customer service assistance to walk-in traffic
  • Head office - 0860834834



Education

RE Exam -

Moonstone

National Certificate - Occupational health, Safety & Environment -

Institution For Sustainable Risk Management
01.2016

National Senior Certificate (Matric) -

Florida Park High School
01.2012

Skills

  • Results orientated
  • Self-awareness and insight
  • Strong negotiation/cross-selling skills
  • Networking
  • Innovative/Creative
  • Assertive & enthusiastic
  • Leads change and innovation
  • Adaptable/Versatile
  • Self-disciplined
  • Self-awareness and insight
  • Integrity, Honesty & reliability
  • Excellent organisational skills
  • Identify & resolve issues independently
  • Intuitive & attentive to customer needs
  • Empowering of fellow colleagues
  • Customer relations building
  • Proactive
  • Microsoft Office
  • Power Point
  • Word
  • Access
  • Excel

Timeline

Transactional Banking Service Specialist

Momentum
09.2023 - Current

Junior specialist customer service, Individual Banking. Premium Banking

Virtual Branch ABSA
06.2017 - 09.2022

Investment Sales Consultant

ABSA
03.2013 - 01.2017

Sales Consultant

Reebok
01.2013 - 03.2013

Sales Consultant

Foschini
12.2012 - 01.2013

RE Exam -

Moonstone

National Certificate - Occupational health, Safety & Environment -

Institution For Sustainable Risk Management

National Senior Certificate (Matric) -

Florida Park High School
Farouk Harmen