EMMA MMATISETSO MODIKO

Resourceful and analytical Financial Operations Analyst with a Bachelor of Commerce in Finance and a comprehensive background in asset and liability reconciliation, variance analysis, and financial reporting. Skilled in advanced Excel functions, SQL, and blockchain management tools, with a focus on accuracy and operational efficiency. Demonstrated expertise in managing high-volume transactions, investigating and resolving financial discrepancies, and delivering reliable insights for informed decision-making. Strong collaborator who engages effectively with cross-functional teams, clients, and auditors. Known for a proactive approach to problem-solving, commitment to continuous learning, and ability to thrive in dynamic, deadline-driven environments. Developed robust analytical and financial skills in dynamic financial operations environment, seeking to transition into new field. Demonstrated capability in data analysis and financial reporting, adaptable to various professional settings.

Eager to leverage transferrable skills to make significant impact in new role.

• Advanced Financial Reconciliation : Expertise in reconciling assets and liabilities, including identification, investigation, and resolution of transactional differences across diverse accounts.
• Skilled in reconciling bank, cash flow, and management accounts, ensuring high accuracy and timely discrepancy resolutions to prevent operational losses.
• Financial Reporting & Analysis : Competent in compiling and analysing weekly and monthly financial reports, including asset and liability summaries, reserve accounts, and variance investigations for informed decision-making.
• Investment Operations Management : Proficient in managing recurring payments, ad-hoc payments, fee allocations, annuity distributions, and client investment earnings with adherence to service-level agreements (SLAs).
• Hands-on experience with capital gains tax adjustments, weighted average cost of capital (WACC) processing, and allocation of returns across portfolios.
• Financial Systems Proficiency : Advanced user of Excel (PowerPivot, Pivot Tables, complex formulas, data visualization) for financial modelling, tracking, and analysis.
• Familiar with SQL querying
• Finswitch blockchain file management, and other data processing tools for accurate and efficient financial operations.
• Variance Analysis & Issue Resolution : Skilled in investigating and resolving discrepancies in trading, transactional, and client financials, with experience escalating and collaborating across departments when necessary.
• Applies systems thinking to analyse root causes, process inefficiencies, and deliver actionable solutions for enhanced financial stability.
• Data Analysis & Insights Generation : Strong aptitude for sourcing, capturing, and analysing financial data to extract insights, evaluate financial health, and identify areas for operational improvement.
• Ad-hoc Task Management & Cross-functional Collaboration : Managed ad-hoc duties, projects, and financial operations dashboards, ensuring that flagged items are addressed and resolved to mitigate risks.
• Regularly collaborates with cross-functional teams (Client Services, Tax, Risk, Actuarial), fostering effective communication and maintaining credibility.
• Business Rescue Planning & Cash Flow Management : Experience in supporting business turnaround projects through development of cash flow templates, tracking creditor payments, and assisting in business rescue planning and financial restructuring.
• Client Communication & Training : Strong verbal and written communication skills, adept at handling client and auditor queries, training junior staff on systems, and maintaining clear communication across business units.
• Proactively manages the financial operations mailbox, coordinating email assignments, follow-ups, and task completion.
• Organizational & Time Management Skills, Demonstrated ability to organize and prioritize tasks in fast-paced settings, ensuring compliance with SLAs and managing project timelines for internal and client-facing financial deliverables.
• Self-driven Development & Knowledge Sharing : Dedicated to ongoing personal and professional development, with a proactive approach to goal setting, skills enhancement, and sharing knowledge with team members.

• Peer Mentor at Study-Trust, 02/01/21 - 11/01/21
• BDO UJ Trusted Advisor – Financial Planning Group Project, 2021, Top 5
• Certificate of Recognition, 2016, Top 3 Matric Learners
• 3rd Runner Up, 2016, Free State Provincial Budget Speech Competition