Cynthia Papane
Credit Risk Officer
Bloemfontein
Summary
Hardworking and determined young professional who is passionate about the field of finance and commerce. Enjoy working and interacting with diverse people. Take full accountability of own actions and goals. Eager, hungry to learn and grow. Organized, dependable and successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
7
7
years of professional experience
Work History
Credit Risk Officer
Standard Bank
10.2022
- Risk Monitoring,
- Agreements drafting
- Verification of Conditions of approval
- Risk Mitigation and analyzation
- Compliance
Universal Banker Level 1
Standard Bank
01.2022 - 01.2022
- Have what matters conversation with clients during account opening
- Personal loan application
- Home loans and Vehicle and asset finance
- Provide service and resolve client queries
- Apply sunset principles
Universal Banker Trainee
Standard Bank
01.2020 - 01.2021
- Have what matters conversations with clients based on their needs
- Create client profiles for account opening
- Application for credit, Insurance, Home Loans and Vehicle and Asset Finance
- Assist client resolving their queries, Cross sell products and services to clients
- Ensuring that KYC is up to date
- Following applicable policies and procedures.
Teller and Consultant
Standard Bank
01.2018 - 01.2020
- Handling customer transactions like processing deposit, withdrawals and Transfers change transactions, Counting cash, making phone calls, filling paperwork, balancing, safe Guarding of assets, Treasury and ATM Custodian
- Answer customer's enquiries on product and services
- Having what matter's conversation during sales processes of opening Accounts, credit, and insurance.
Finance Clerk/ Auditor
Department of education Lejweleputswa District
01.2017 - 01.2018
- Capture financial Statements on the Basic Accounting System, Provide administrative responsibilities, Keep up to date the worksheet for all school's financial statements, Audit/Monitor the financial statements of schools
Call centre agent (Underwriter)
My Way Insurance Company
01.2016 - 01.2017
- First point of contact with the client over the phone, Persuade a client to make a quotation, Type the client information on the system, Provide administrative responsibilities
Internal Auditor Trainee
Department of Public Works and Infrastructure
01.2015 - 01.2015
- Help the organization to accomplish its objectives, Evaluate the efficacy of risk management, Protect against fraud and theft, Ensure compliance with the rules and regulations of the organization, Make recommendations
Education
Certificate in Banking National Qualification level 5 - Banking
Cornerstone
02.2019
Regulatory Examination RE 5 Certificate -
Moonstone
06.2019
Bachelor of technology in Internal Auditing (2016) - Auditing
Central University of Technology
Bloemfontein, South Africa01.2016
National Diploma in Internal Auditing (2015) - Auditing
Central University of Technology
Bloemfontein, South Africa01.2015
National Certificate in Accountancy (2014 Cum laude) - Accounting
Central University of Technology
Bloemfontein, South Africa01.2014
Grade 12 -
Tsoseletso High School
Bloemfontein, South Africa01.2012
Skills
Timeline
Credit Risk Officer
Standard Bank
10.2022
Universal Banker Level 1
Standard Bank
01.2022 - 01.2022
Universal Banker Trainee
Standard Bank
01.2020 - 01.2021
Teller and Consultant
Standard Bank
01.2018 - 01.2020
Finance Clerk/ Auditor
Department of education Lejweleputswa District
01.2017 - 01.2018
Call centre agent (Underwriter)
My Way Insurance Company
01.2016 - 01.2017
Internal Auditor Trainee
Department of Public Works and Infrastructure
01.2015 - 01.2015
Certificate in Banking National Qualification level 5 - Banking
Cornerstone
Regulatory Examination RE 5 Certificate -
Moonstone
Bachelor of technology in Internal Auditing (2016) - Auditing
Central University of Technology
National Diploma in Internal Auditing (2015) - Auditing
Central University of Technology
National Certificate in Accountancy (2014 Cum laude) - Accounting
Central University of Technology
Grade 12 -
Tsoseletso High School
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