Summary
Overview
Work History
Education
Skills
Software
Timeline
Generic

Christy Chen

CA (SA)
Johannesburg

Summary

  • Christy is a resourceful accounting professional with five years of experience in audit preparation and reporting, predominately in mining and metal & banking industry.
  • She is a detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
  • She is also a results-driven risk analyst bringing proven skills in administering credit risk management. Effective in training team members to proactively identify and highlight potential risks. Dedicated to long-term risk management by building strong internal protocols and instilling culture of responsibility and attentiveness.
  • She has gained a wide range of leadership and communication skills based on past working experience. She managed, lead and motivated team members to achieve required outcomes within a specific time frame to deliver exceptional client services.
  • Her key strength area is a strong work ethic and fast adopting. Throughout her working experience, she acquired diverse communication skills due to frequently working in new environments and adapting to new surroundings as well as exceptional organisational skills.
  • She is currently seeking a new role that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

7
7
years of professional experience
3
3
years of post-secondary education
2
2
Languages

Work History

Senior Analyst - Risk

Bank of China
Johannesburg
11.2021 - Current


  • Performed due diligence review for loan application, which includes customer background assessment, analyzing annual financial statement, cash flow forecast and environmental, social and governance consideration of the client to assess the feasibility of the loan business.
  • Performed credit rating review and classification of credit customer.
  • Performed anti-money laundering review based on bank's internal policy and procedures.
  • Developed short-term goals and long-term strategic plans based on head office guideline to improve risk control and mitigation.
  • Established strategy for operations reporting and analytics, identifying key needs for deliverables.
  • Instituted regular self inspections on bank's credit portfolio to identify the weakness and deficiencies during the approval of credit business and provide recommendation to mitigate the risk.
  • Reviewed contracts and agreements to identify potential risks and ideal mitigation strategies.
  • Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
  • Compared industry-specific securities against outside metrics and each other to develop recommendations.
  • Provide assistance to external auditor on their queries.
  • Performed IFRS 9 monthly and quarterly reporting based on bank's internal guideline.
  • Co-ordinate with business unit to ensure the credit proposal are completed within the required timeframe.
  • Performed head office reporting such as assets quality report, five tiers loan report.
  • Conducted an interest rate stress testing on bank's credit portfolio to assess the impact on the bank.
  • Conducted trainings for the department on credit review process.

Audit Assistant Manager

Ernst & Young
Johannesburg
03.2020 - 04.2021
  • Conducted strategic and technical reviews to verify compliance with quality control standards, schedule constraints and budget parameters.
  • Trained and mentored trainee accountant on policies and procedures to establish strong foundation for client development and service activities.
  • Recommended changes to management regarding financial operations.
  • Participated in billing and budget overrun discussion to facilitate client payment of audit fees.
  • Assisted with audit planning and audit strategy of engagement service.
  • Gathered and analyzed financial data to determine improvement efforts.
  • Use of digital audit tool such as Helix, GL analyzer, payroll analyzer to improve the audit efficiency.
  • Team management and conflict management
  • Reporting to management on material weaknesses of internal control
  • Group audit experience

Client Service Executive

Ernst & Young
Johannesburg
01.2019 - 02.2020
  • Developed and maintained existing client relationship and developed new client relationships.
  • Managed the overall audit process - Planning, supervision and conclusion of audits
  • Verifying the technical accuracy of the financial statements
  • Coaching and on the job training of junior engagement team members

Trainee Accountant

Ernst & Young
Johannesburg
01.2016 - 12.2019
  • Spotted inefficiencies and weaknesses in current systems and deployed methods to improve efficiency.
  • Audit of critical client process including IFRS16 leases, payroll, taxes, share based payment and provisions.
  • Review of the consolidation of a large listed group.
  • Evaluated compliance with International Financial Reporting Standards
  • Evaluated compliance with other relevant statutory requirements (e.g. Companies Act and Taxation legislation).
  • Reviewed the audited financial statements in accordance with the relevant standards (consolidated and separate).
  • Liaised with IT, tax experts and other technical department during the audit.
  • Performed going concern assessment on a client, such as assessing profitability, efficiency, solvency and liquidity ratios from the financial statements, analyzed and explained the financial performance of the business and provide recommendations from the analysis.
  • Performed risk assessment and prepared risk management documentation during the planning phases of an audit, using EY’s in-house KAM (EY Audit Methodology).
  • Evaluated results of audit procedures and designed additional procedures as required to address audit risks.

Education

Accounting Profession Competencies (APC) - Board 2 -

South African Institute of Chartered Accountants
South Africa
12.2018 - 12.2019

Initial Test of Competence (ITC) - Board 1 -

South African Institute of Chartered Accountants
01.2016 - 03.2016

Higher Diploma in Accounting -

University of Witwatersrand
01.2015 - 12.2015

Bachelor of Accounting Science -

University of Witwatersrand
01.2014 - 12.2014

Skills

Teamwork and Collaboration

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Software

MS Office (Word, excel and PPT)

Data analysis (ie: GL analyzer)

Timeline

Senior Analyst - Risk

Bank of China
11.2021 - Current

Audit Assistant Manager

Ernst & Young
03.2020 - 04.2021

Client Service Executive

Ernst & Young
01.2019 - 02.2020

Accounting Profession Competencies (APC) - Board 2 -

South African Institute of Chartered Accountants
12.2018 - 12.2019

Trainee Accountant

Ernst & Young
01.2016 - 12.2019

Initial Test of Competence (ITC) - Board 1 -

South African Institute of Chartered Accountants
01.2016 - 03.2016

Higher Diploma in Accounting -

University of Witwatersrand
01.2015 - 12.2015

Bachelor of Accounting Science -

University of Witwatersrand
01.2014 - 12.2014

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Christy ChenCA (SA)