Bongi Renkie Mmowane
Broker Sales Consultant
Cosmo city
Summary
Seasoned Insurance Professional with over 10 years of experience in short term and long term insurance solutions. Proven ability to assess complex client needs and deliver tailored coverage across personal, commercial, and life insurance portfolios. Adept at risk analysis, policy structuring, and regulatory compliance, with a strong focus on client education and retention. Known for building trust-based relationships, driving sales performance, and consistently exceeding service expectations in dynamic and competitive environments.
Overview
2026
2026
years of professional experience
1
1
Language
Work History
BROKER SALES CONSULTANT
CARTRACK INSURANCE AGENCY
01.2020 - Current
- Consulted with clients to understand their vehicle insurance needs and recommended tailored coverage options
- Built strong relationships through consistent follow-up, policy reviews, and personalized service
- Assisted clients with claims processes, ensuring smooth communication between underwriters and policyholders
- Stayed up to date with industry regulations and product updates to provide accurate advice
- Promoted additional services such as roadside assistance and accident cover to enhance client protection
Senior Sales Consultant
RTS / DNA DIRECT HOLDINGS
01.2010 - 01.2017
- Applied consultative sales techniques to understand clients’ family needs, cultural preferences, and financial situations, recommending appropriate funeral cover plans
- Responded to telephone and in-person inquiries with empathy and professionalism, providing clear information on policy benefits, premiums, and claims procedures
- Guided clients through the application process, ensuring all documentation was complete and compliant with regulatory standards
- Educated clients on additional services such as memorial benefits, repatriation cover, and family bundles
Sales Consultant and Validation Officer
Direct Channel Holdings
01.2006 - 01.2010
- Reviewed and validated insurance applications to ensure accuracy, completeness, and compliance with underwriting guidelines
- Cross-checked client documentation against internal and regulatory standards, including FAIS and FICA requirements
- Liaised with sales consultants and underwriters to resolve discrepancies and clarify policy details
- Flagged potential risks or inconsistencies for further investigation, contributing to fraud prevention and quality assurance
Sales Consultant
Joshua Trust
2017 - 2019
- Advised clients on funeral and accidental insurance options, ensuring coverage aligned with their family needs, lifestyle, and financial capacity
- Delivered empathetic consultations, especially during sensitive discussions around end-of-life planning and unexpected events
- Explained policy benefits such as repatriation, lump-sum payouts, disability cover, and family bundles in clear, accessible language
Education
High School Diploma -
Itirele-zenzele Comprehensive High School
Johannesburg 04.2001 -
Skills
- Commission-based sales experience
- Proactive team player
- Skilled negotiator
- Claim handling knowledge
- Attention to detail
Cellphone
0769175920
Personal Information
- ID Number: 8512311185082
- Gender: Female
- Nationality: South African
- Marital Status: Single
Timeline
BROKER SALES CONSULTANT
CARTRACK INSURANCE AGENCY
01.2020 - Current
Senior Sales Consultant
RTS / DNA DIRECT HOLDINGS
01.2010 - 01.2017
Sales Consultant and Validation Officer
Direct Channel Holdings
01.2006 - 01.2010
High School Diploma -
Itirele-zenzele Comprehensive High School
04.2001 -
Sales Consultant
Joshua Trust
2017 - 2019
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