Boitumelo Tumi Tshidi
Underwriter
Pretoria
Summary
Accomplished Underwriter with a proven track record at FNB Life, enhancing underwriting efficiency and risk management through analytical skills and relationship building. Spearheaded technological integrations and optimized workflows, significantly improving application turnaround times. Excelled in developing policies and mentoring teams, demonstrating exceptional teamwork and collaboration.
Professional with strong foundation in risk assessment, financial analysis, and decision-making. Skilled in evaluating creditworthiness, analyzing financial statements, and managing risk exposure. Adept at fostering team collaboration and adaptable to changing needs to ensure optimal results. Known for precision, reliability, and delivering impactful outcomes in underwriting.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Underwriter
FNB Life
06.2024 - Current
- Made approval and denial recommendations by determining accurate risk levels.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwritings.
- Pioneered integration of new technological tools to improve underwriting process.
Junior Underwriting Specialist
Absa Life
05.2019 - 05.2023
- Enhanced operational efficiencies through the implementation of data-driven decision-making processes in underwriting activities.
- Developed customized insurance solutions for clients, addressing their specific needs and requirements.
- Reviewed loss control recommendations from inspections to determine appropriate actions for mitigating identified hazards effectively.
- Managed a diverse book of business spanning multiple industries, demonstrating adaptability in assessing various types of risks.
- Enhanced underwriting efficiency by streamlining processes and implementing automated tools.
- Made approval and denial recommendations by determining accurate risk levels.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
Underwriter
FNB Life
06.2014 - 04.2019
- Made approval and denial recommendations by determining accurate risk levels.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Mentored junior underwriters, providing guidance on best practices and improving overall team performance.
Education
No Degree - Business Adminstration
Rosebank College
Pretoria 04.2001 -
High School Diploma -
Lompec
Mamelodi 04.2001 -
Skills
Underwriting guidelines
Risk mitigation
Policy renewal
Data interpretation
Risk assessment
Loss protection
Risk management
Quality assurance
Client relationship building
Relationship building
Developing policies
Building strong relationships
Underwriting calculations
Analytical thinking
Teamwork and collaboration
Analytical skills
Certification
Swiss Re Top to Toe Physiology and Anatomy
Timeline
Underwriter
FNB Life
06.2024 - Current
Junior Underwriting Specialist
Absa Life
05.2019 - 05.2023
Swiss Re Top to Toe Physiology and Anatomy
01-2016
Underwriter
FNB Life
06.2014 - 04.2019
No Degree - Business Adminstration
Rosebank College
04.2001 -
High School Diploma -
Lompec
04.2001 -
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