Areff Shaik

Capital Consulting is a business owned by my wife and i and varies regarding services provided , such as Commercial and Residential Renovations and Maintenance to Property Sales, Lease and Tenant Management, Cleaning and Garden Services etc,some of which are listed below,

• Increased property occupancy rates by effectively marketing available units and conducting thorough tenant screenings.
• Oversaw lease agreements from inception to termination, ensuring compliance with local regulations and protecting the interests of both landlords and tenants.
• Conducted regular property inspections, identifying areas for improvement and proactively addressing potential safety hazards.
• Completed final move-out walk-throughs with tenants to identify required repairs.
• Enhanced efficiency in repairs through a cultivated network of trusted contractors and service providers.

• Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
• Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
• Provided comprehensive retirement planning services, ensuring clients maintain their desired lifestyle postretirement.
• Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
• Ensured compliance with industry regulations and company policies while serving clients'' best interests.

• Holistic financial planning had always been the core focus within my practices, I did not like having to refer my clients to someone when they also required short term insurance services, as I would not be in control of the services they receive, hence my move to Discovery, I wished to build a sustainable base of clients being able to offer a complete financial planning service, while assisting clients becoming more healthy in the process as Discovery based all its products on a 'Get Healthy, Get Rewarded' incentive to keep clients motivated and engaged with their financial planning as we often do forget why we have these plans in place and what's the purpose.
• My goal has always been, Be approachable, people like and are comfortable talking to 'People' and Not titles, titles do give a potential client peace of mind that they are working with someone that has the knowledge but also is able to understand their need and provide the most suitable solution.
• My experience at Discovery had enabled me to work with individuals from all industries and channels within the private and public sectors as well as Government, having gained insights within all departments and all business sectors while working with individual financial planning, I believe that adding value to any company should be the core element of every employee.

• I had taken up the position at Sanlam, as I had always wanted to venture out into the business and professional markets and Sanlam had the products and support systems in place to allow me to do this
• The services that I provided were also: Life/Disability/Dread disease covers, Retirement Planning, Estate Planning, Investment Planning(Local/Offshore), Business Assurance
• However my focus on clients were more of the affluent market, being business owners and professionals
• I further developed my skills by obtaining more industry accreditations as I could to be able to give my clientele the peace of mind that they are also dealing with a professional who knows what he's talking about
• While becoming more product accredited I continued to complete industry credits and went on to complete and attain my full industry credits, finally obtaining a Higher Diploma in Wealth Management which is accredited by INSETA and is an NQF L5 qualification

• As a Financial Adviser I assisted individuals with their financial choices, helping them to develop their investment potential and ultimately reach their personal goals
• My duties as an Adviser were two-fold namely, Wealth Creation which are Investment opportunities for my clients and Wealth Protection whereby we make financial provision and implement plans to protect a client's biggest asset, their Wealth
• The services that I provided were as follows: Life/Disability/Dread disease covers, Retirement Planning, Estate Planning, Investment Planning(Local/Offshore), Business Assurance
• While at Liberty Life I began studying towards a Higher Certificate In Wealth Management (NQF5) through PSG Konsult
• The course was accredited by the University of Stellenbosch
• Upon leaving Liberty Life I was unable to carry over the credits to a new company so I had to begin the qualification once again
• However I had already successfully been qualified and passed the modules below

• I had been working as a stores assistant from February until May 2010, due to my progress in that position, I had then been promoted to the Sales Department as a Sales Consultant
• The duties that I had perform were as follows: Maintaining good relations with our current clientele, Seeking potential customers, Preparation of Contractual/Account documentations, Invoicing, Processing of orders/requests, Answering Telephone Calls, Quotations, Completing/submitting of Tender Documents, Liaising with Government officials in their Respected Departments, Preparation of Marketing/Advertising materials, Planning and Organizing Marketing activities for the company, Pursuing Sales Targets and Meeting Deadlines
• Duties Performed as a Stores Assistant: Invoicing of Cash/Account customers, Processing of orders for contract customers, Answering of calls, noting customer requests, following up on speedy delivery of customers requests, Receiving and Dispatching of Goods(GRN, Issuing of stock), Stock Controlling, Stock Record keeping, Stock Reporting, Ordering of bulk Stock, Quotations, Crediting Customer Accounts, Sourcing Suppliers, Maintaining Supplier Database, Maintaining good Supplier Relations, Faxing, photocopying, E-mailing, Scanning of documentations, editing

• Supervision of Labor, invoicing, planning daily activities, purchasing materials, attendance keeping, paying of wages
• Oversaw personnel safety and efforts at work site.
• Supervised material usage and contractor man-hours to keep projects in line with budgetary restrictions.
• Maintained records and logs of work performed and materials and equipment used.
• Managed subcontractors effectively, monitoring performance and offering guidance as needed to ensure alignment with overall project goals.
• Oversaw equipment maintenance routines regularly ensuring optimal performance levels across all machinery used onsite.

• Sales, banking, stock taking, assisting customers, crediting, account payments

• Purchasing of Materials, Supervision of Labor and Safety

• Drawing of Rosters, Data Capturing, Wage Clerk, Supervision of Inspectors