Summary
Overview
Work History
Education
Skills
References
Timeline
Generic
RICARDO MALUKA

RICARDO MALUKA

193 Seenodi Street, Sabie

Summary

Known for fostering collaborative environments and achieving timely results. Reliable team player with strong analytical skills and adaptability to evolving financial requirements.

Proactive and goal-oriented professional with excellent time management and problem-solving skills. Known for reliability and adaptability, with swift capacity to learn and apply new skills. Committed to leveraging these qualities to drive team success and contribute to organizational growth.

Overview

10
10
years of professional experience

Work History

Assistant Accountant: Credit Control and Debt Collection

Thaba Chweu Local Municipality
03.2019 - Current
  • Provide support with regards to the consolidation and balancing of income transactional information to facilitate the production of financial statements
  • Generating debtors age analysis reports and check status of accounts with a view to referring arrears
  • Attend to queries related to the calculation of penalties/interest on clients
  • Ensure effective and efficient implementation of the credit control & debt collection policy of council
  • Consider write off and debt collection processes in accordance with laid down procedures
  • Responsible for indigent applications
  • Assist in clearance issuing to attorneys
  • Meter registration and monitoring
  • Property transfer registration on the system
  • Assist the billing of consumer accounts
  • Prepare payment arrangement for consumers
  • Tracked funds, prepared deposits and reconciled accounts.
  • Collected and reported monthly expense variances and explanations.
  • Diminished outstanding debts by analyzing accounts for issues.
  • Initiated comprehensive account assessments to check viability, stability, and profitability of business operations.
  • Developed financial models to assess and analyze financial performance of clients.
  • Trained new employees on financial system principles and company procedures.
  • Improved cash flow management by implementing more rigorous accounts receivable follow-up procedures.
  • Worked effectively in fast-paced environments.
  • Adaptable and proficient in learning new concepts quickly and efficiently.
  • Assist in internal control related to billing
  • Supervising the meter readers
  • Maintained accurate financial records, ensuring compliance with regulatory standards.

Revenue Clerk (Cashier)

Thaba Chweu Local Municipality
11.2016 - 02.2019
  • Assist in processing cash and credit payment.
  • Issuing of municipal rates and taxes statements.
  • Manage petty cash.
  • Balance cash till at the end of the day.
  • Ensure takings are locked in the safe.
  • Adhere to work ethics.
  • Maintained high levels of accuracy in financial data entry, reducing the need for costly corrections and adjustments.
  • Managed sensitive financial information with discretion, maintaining strict confidentiality when handling customer data.
  • Handled day-to-day accounting processes to drive financial accuracy.

Customer Consultant

Standard Bank
09.2014 - 10.2016


  • Create savings and investments accounts.
  • ATM balancing machines.
  • Registration of internet and cellphone banking.
  • Process daily bank reports.
  • Investigated and resolved accounting, service and delivery concerns.
  • Monitored performance metrics closely, identifying areas for improvement and implementing targeted strategies to achieve desired results.
  • Implemented feedback from customers to improve company policies, leading to increased satisfaction rates.
  • Managed high call volumes, maintaining exceptional service standards while efficiently handling customer concerns.
  • Managed timely and effective replacement of damaged or missing products.
  • Liaised with sales, marketing, and management teams to develop solutions and accomplish shared objectives.

Education

B-TECH DEGREE IN LOCAL GOVERNMENT FINANCE - Accounting And Finance

TSHWANE UNIVERSITY OF TECHNOLOGY
Ga-Rankuwa, South Africa
11.2012

NATIONAL DIPLOMA IN LOCAL GOVERNMENT FINANCE -

TSHWANE UNIVERSITY OF TECHNOLOGY
Ga-Rankuwa, South Africa
11.2019

Certificate In Municipal Finance Management - Accounting And Finance

WITS SCHOOL OF GOVERNANCE
Remotely
04.2021

HIGHER CERTIFICATE IN LIFE AND ENVIRONMENTAL SCIENCE - Environmental Science

UNISA
Remotely
06.2018

Public Administration

THE NATIONAL SCHOOL OF GOVERNANCE
Remotely
10-2024

Skills

  • Public relations
  • Financial management skills
  • Knowledge of Municipal Finance Management Act
  • Public service regualations
  • Accounts receivable management
  • Treasury Regulations
  • Risk Management
  • Organizational Leadership
  • Program Management
  • Procurement Policies and Procedures
  • Effective Communication
  • Computer Literacy (MS Office)

References

  • KP MASHEGO, DEPUTY CFO, THABA CHWEU LOCAL MUNICIPALITY, 0849262898
  • KKM MASHILO, REVENUE MANAGER, THABA CHWEU LOCAL MUNICIPALITY, 0661218124
  • S DIBAKOANE, STATE ACCOUNTANT, DEPARTMENT OF WATER AND SANITATION, 0787209380

Timeline

Assistant Accountant: Credit Control and Debt Collection

Thaba Chweu Local Municipality
03.2019 - Current

Revenue Clerk (Cashier)

Thaba Chweu Local Municipality
11.2016 - 02.2019

Customer Consultant

Standard Bank
09.2014 - 10.2016

B-TECH DEGREE IN LOCAL GOVERNMENT FINANCE - Accounting And Finance

TSHWANE UNIVERSITY OF TECHNOLOGY

NATIONAL DIPLOMA IN LOCAL GOVERNMENT FINANCE -

TSHWANE UNIVERSITY OF TECHNOLOGY

Certificate In Municipal Finance Management - Accounting And Finance

WITS SCHOOL OF GOVERNANCE

HIGHER CERTIFICATE IN LIFE AND ENVIRONMENTAL SCIENCE - Environmental Science

UNISA

Public Administration

THE NATIONAL SCHOOL OF GOVERNANCE

Similar Profiles

CREATE PROFILE
RICARDO MALUKA